There are certain accident scenarios in which one party is virtually always liable. Insurance companies are notorious for arguing fault, but in these scenarios, even the insurance companies generally acquiesce without a fight. These scenarios include:
Rear-End Fender Benders – If someone hits you from behind at a stop light in a right turn lane, for example, it is generally considered a case of no-doubt liability. The driver behind you, as dictated by common rules of the road and law, is responsible for ensuring they have enough time to safely stop without hitting the vehicle in front of them. Even if someone behind the car hit them first and knocked them into you, they are still responsible for damage to your car and any injuries you or your passengers incurred, although they likely have a claim against whoever hit them to set off the whole chain reaction.
Left Turn Accidents – If a car making a left hits another vehicle traveling in the opposite direction it is almost always assumed that the driver making the left turn is responsible. The only exception to this rule are situations in which the vehicle traveling in the opposite direction was excessively speeding or running a red light when the accident occurred.
Drunk Driving Accidents – In virtually every accident where one of the vehicle operators was intoxicated, the law and insurance companies tend to automatically concede that the intoxicated person is at fault for the accident.